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Travel Insurance Direct

Travel Far. Smile Wide.

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What does TID travel insurance offer?

Travel insurance may help protect you from unexpected costs if something goes wrong on your trip. Whether you're heading overseas or taking a local weekend getaway, our award-winning* travel insurance may make the difference between a great holiday and a stressful one.

At Travel Insurance Direct, we offer four plans for different travel styles:

A women scuba diving under clear water on an island beach

Comprehensive (The Works)

Our highest level of coverage for international travel.

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A person standing on a lookout overlooking a city at sunset

The Basics

Protect your essentials at a lower cost.



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A person skiing down a snowy mountain

Domestic

Cover for trips within Australia.




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A person hiking on a cloudy mountain

Annual Multi-Trip

Ideal for frequent travellers. 




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This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Award-winning travel insurance*

Auscontact award winner 2023 badge

Customer Experience Initiative of the Year Winner
Auscontact awards
2023

Auscontact award winner 2024 badge

Service Excellence Award Winner
Auscontact awards
2025, 2024, 2023, 2022, 2021

WeMoney award 2024 finalist badge

Best for Adventure Travel Insurance Finalist
WeMoney travel insurance awards 2024

WeMoney award 2025 winner badge

Digital Travel Insurer of the Year Winner
WeMoney travel insurance awards 2025

Why choose TID travel insurance for your next trip?

Life is better when you take more holidays and when it comes to considering travel insurance, you’ll be keen to know what it covers.

Read the fine print and compare our travel insurance plans.


This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Frequently asked questions about travel insurance

All you need to do is click on the green get a quote button and enter some details such as; trip type, destination(s), trip dates, number of travellers, and age of each traveller. You’ll then go through a quick 4-step process where you can select the plan that best suits your travel needs, add in a promo code to get that juicy discount, and then add any benefits or add-ons to suit your policy, for example you can add the snow sports cover option, and cancellation limits option.

You can submit your claim online through your account. Keep all receipts, medical reports, and supporting documents for a smooth claims process.

Yes, you may extend your policy while abroad, but terms and conditions apply. It’s best to check with us before your policy expires.

You can purchase a new policy even if you’re already enjoying your holiday, but a 72-hour waiting period will apply before cover begins. Trip must end at home in Australia, please note we can’t cover the middle of a trip. AMT is not available while already travelling.

Yes, if:

  • You’re licensed to ride in Australia
  • You hold a valid licence in the country you're visiting
  • You wear a helmet
  • Coverage applies to bikes with an engine capacity of 250cc or less.

To learn more about cover for motorbikes, scooters and what is and isn’t covered check out our FAQ article.

Our policies only allow two adults per policy. The Product Disclosure Statement (PDS), which can be found in the TID Policy Hub, is your insurance go to page. Not only does it provide all the information about a policy, but it also includes definitions that assist you in navigating through the insurance process.

All international plans include cover for overseas medical expenses. Depending on your plan, additional COVID-related events may also be covered.

Our Customer Service team is just a phone call away, ready and able to help you navigate your policy, and what you may be covered for. We also continually make updates to keep customers informed and publish information on major travel events on our website.

When you buy a TID travel insurance policy, your payment is made securely online via a secure payment gateway.

We use a 128-Bit SSL encrypted payment, this means your card information is never stored, we simply receive authorisation from the banking institution.

TID is PCI DSS compliant which means we comply with the Payment Card Industry's Data Security Standard.

If you buy over the phone when you contact us, your payment will still be processed through our website, with the same level of security.

Get in touch if you have any privacy concerns

You can seek access to and correct your personal information by contacting us. You may not access or correct personal information of others unless you have been authorised by them or are authorised under law or they are your dependants.

We use cookies and similar technologies to provide and support our websites and services, as more fully explained in our Cookie Policy.

If you have a complaint about your privacy, please contact our Privacy Officer in writing to PO Box A975, Sydney South 1235 or at privacy@tid.com.au.

For more information about our handling of personal and sensitive information, including further details about access, correction and complaints, please see our privacy policy below.

If you do not agree with the above or provide us with your personal and sensitive information, we may not be able to provide you with our services or products including being able to process your application for insurance.

Download the Travel Insurance Direct Privacy Policy.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing. 

When you are completing your claim online, we ask you for electronic copies of all documents. However, for all claims, you need to be able to provide us with the originals if we request them.

When booking your travel arrangements, keep your original documents and receipts to make claiming easier if required. 

While travelling, keep medical reports or police statements saved or filed safely until after your claim has been finalised. You'll usually need to upload or email clear copies of all documents, and we may request originals later for verification – so don't throw anything away.

If your documents are lost or stolen, provide supporting evidence (e.g., a police report or written confirmation).

Important: Scan or photograph your documents before travelling for easy access if needed overseas.

You can read more about making a claim here.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing. 

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Make a HUGE difference with just a tid

From eliminating trachoma in Ethiopia to improving eyesight for Indigenous Australians in remote communities, since 2007, travellers like you have assisted funding over 200 projects in impoverished communities around the world.

$614,217

Raised to change lives

210,990

Travellers donated

279

Projects funded

Learn more about The Footprints Network