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A gap year is all about freedom - new countries, new mates, and stories you'll be telling for years. But while adventure is the goal, staying safe helps make sure the memories are good ones.
Travel incidents are still surprisingly common. A 2024 survey by Finder found one in four Australian travellers had reported a travel mishap in the past year, including lost luggage, misplaced items, theft, and even hospital visits abroad, and passport loss/theft cases have increased significantly in recent years.
The good news? A little common sense, some planning, and suitable cover can help you avoid most problems. Here's how to stay safe while making the most of your gap year.
1. Check in, but don't broadcast everything
Letting someone know you've arrived safely is still a smart move - especially when you're moving between countries or heading off-grid.
Modern travel makes this easier than ever:
- Share your location with a trusted contact
- Download offline maps and emergency numbers
- Use Wi-Fi calling or messaging apps to stay in touch
Just be mindful of where and how you use your phone. Flashing expensive tech in busy public spaces can attract attention, and posting your location in real time tells strangers exactly where you are.
Pro tip: Share the highlight reel once you've moved on.
2. Be smart with money (and assume things can go missing)
Losing a wallet or card isn't the end of the world - unless it's the only one you have.
Set yourself up properly by:
- Carrying more than one bank card and storing them separately
- Keeping only small amounts of cash on you
- Using digital wallets where possible
- Leaving backups locked in your accommodation
Some travellers still carry a "spare" wallet with minimal cash in busy areas, to have something to hand over if confronted by a real-life robber. It might feel dramatic, but it can save you a lot of hassle if things go sideways.
It's highly unlikely that the robber will check the wallet before hot-footing it out of there, and you'll still have your real wallet safe and sound.
3. Keep your tech low-key
Your phone does everything these days - maps, payments, bookings, photos - which also makes it one of your most valuable possessions.
To avoid becoming an easy target:
- Avoid using devices right on the street where possible
- Use cross-body bags or anti-theft backpacks
- Enable device tracking, auto-lock, and cloud backups
- Be careful with public charging stations and open Wi-Fi
And remember: you don't need to bring every gadget you own. Travelling lighter often means travelling better.
4. Use common sense in social situations
Meeting new people is one of the best parts of a gap year - but this is where judgement matters most.
A few golden rules:
- Watch your drinks and know your limits - and, be aware, if you have travel insurance, you may not be covered if you have consumed alcohol
- Be cautious about sharing personal details too quickly
- Trust your instincts - if something feels off, it probably is
- Avoid heading off alone with people you've just met
- Always have a way to get back to your accommodation safely
If you're going out at night, especially in a new city:
- Stick with friends where possible
- Know your route home before you leave
- Keep emergency contacts saved and accessible
Having fun doesn't mean switching your brain off.
5. Look after your health (not just your belongings)
Long trips can wear you down - physically and mentally.
Simple habits make a big difference:
- Stay hydrated and eat properly
- Take rest days (burnout is real)
- Carry basic medications and a small first-aid kit
- Know where to find medical help locally
If you're planning adventure activities, double-check you're fit, qualified, and - if you have travel insurance - covered, before jumping in.
6. Pickpockets still exist (sorry)
Some advice never goes out of date.
- Don't keep valuables in back pockets
- Zip bags fully and wear them on the front in crowds
- Be extra alert in busy transport hubs and tourist areas
- Watch out for distractions - they're often intentional
Often theft happens when travellers are tired, rushed, or distracted. Slow down when it matters.
Big on adventure, hold the drama
Your gap year should push you outside your comfort zone - just not into risky territory. Staying safe isn't about being paranoid; it's about being prepared, aware, and confident enough to enjoy every moment properly.
Travel smart, trust your instincts, and most importantly - have an incredible time.
Travel Insurance
We all know that the good times can take a slight detour when travelling. When the going gets tough, Travel Insurance Direct policies may assist with travel insurance cover if your items are lost, stolen or damaged, to help keep your trip moving in the right direction - so you can focus on the fun.
Cover is subject to the policy terms, conditions, limitations and exclusions. Consider the PDS and TMD and if the product is right for you.